Flood Insurance Premium
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Flood Insurance Reform Act of 2004 - The Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 reformed the National Flood Insurance Program (NFIP) and the terms of the National Flood Insurance Act of 1968 It was designed to "reduce losses to properties for which repetitive flood insurance claim payments have been made." The bill's main sponsors were Sen.
National Flood Insurance Program - The National Flood Insurance Program (NFIP) was created by Congress in 1968. It was created in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage caused by floods.
Deposit premium - A Deposit Premium is a type of insurance premium where the insured deposits money with the insurer to obtain perpetual insurance against the risk of a loss. Deposit premiums are unique from regular insurance premiums, because they are refundable should either the insured or the insurer chose to terminate the perpetual insurance.
Property insurance - Property insurance provides protection against risks to property, such as fire, theft or weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
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